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Finance Information

Interest Free Credit Offer - 0% APR with No Deposit

Selected products now qualify for interest free credit over terms of up to 48 months. Finance quotes are available on individual product pages. For multiple item orders, add your chosen items to the basket to view your options. Subject to status. Minimum order values apply as follows:

  • 3-6 Months - £500
  • 12-48 Months - £999

You can apply for finance online and in-store.

Interest Free (0% APR) Example

Finance Option 6 Months Interest Free Credit (0%)
Order Total £500.00
Deposit £0.00
Representative APR 0%
Loan Amount £500.00
Cost of Loan £0.00
You pay per month £83.33
Total amount payable £500.00

This offer is available on selected items over terms from three months. Not all orders will qualify where the minimum spend is met. See basket for quotes.

Classic credit (see below) is available on all orders from £500 on terms of up to 60 months.

Buy Now Pay Later 

Available on selected orders with total values between £500 and £2500. Buy today with no deposit and pay nothing for six months. 

Representative Example: Loan £500, up to 6 months after the purchase either settle the account in full by paying £529 (credit amount + £29 settlement fee) or start 42 monthly repayments of £17.47, total amount repayable £733.74. 19.9% APR Representative. Credit provided subject to age and status.

See basket and product pages for availability.

About Credit

Our finance service gives you the opportunity to order today and pay affordable monthly sums. No deposit is required and you can go through the whole application process online, or our staff can assist you in-store.

Check out the simple process required to apply for finance on our website below.

  • Select products to the total value of £500 or more
  • Choose 'apply for credit' at the basket and complete your application
  • Once approved, relax and await your delivery

We offer classic finance options (15.9% APR) over terms up to 48 months. You'll be able to see a quote for each term and make a selection during the checkout.

Online credit applications are only available for mail order deliveries to your home address. If you wish to collect your order, please bring identification and proof of address and we'll sort the details out in person.

Credit is available on orders between £500 and £15000.

How to Qualify for Credit

To be accepted for credit you must meet the following criteria.

  • You are over 18
  • You or your partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed
  • You have been resident in the UK for at least 3 years and will continue your residency in the UK
  • You have a debit or credit card in your name and registered to your address (required for identity verification)
  • You have a bank or building society current account, you’ll need this to complete the direct debit instruction

Meeting the criteria does not guarantee acceptance. Goods can only be delivered to your home address.

Classic Credit (15.9% APR) Example

Finance Option 24 Months Classic Credit (15.9%)
Order Total £695.00
Deposit £0.00
Representative APR 15.9%
Loan Amount £695.40
Cost of Loan £112.36
You pay per month £33.64
Total amount payable £807.36